2. We will endeavor to convert most of our communications to electronic format by the end of 2006.
3. When our payment system is available online, you will have the option to opt-in. You will not be automatically enrolled.
4. We will always include honest description "subject" messages so that you can easily choose whether to read or delete.
5. We will respect your wishes and switch your account to "paper only" if you prefer, any time.